Blog

Builder’s Risk Insurance vs. Contractor’s General Liability: What’s the Difference? with Matt Weeder If you work in construction, you know insurance is part of the job. But understanding which policy covers what can make the difference...

Term Life Insurance: A Smart Match for Your Mortgage Buying a home is one of the biggest financial commitments you’ll ever make. Whether you’ve chosen a 15- or 30-year mortgage, that monthly payment becomes a central part of your budget,...

Homeowner, Insurance, Insurance agency, insurance coverage, Insurance needs, Insurance plan, Insurance products, life insurance awarenss, personal insurance

Builder’s Risk Insurance 101 with Matt Weeder I had a client call up recently who is a real estate investor. He is purchasing a house they plan to renovate and then add to his rental portfolio. The rehabilitation is pretty basic...

Builder's Risk, Builder's Risk Insurance, builders risk 101, Construction, Renovation

The Fundamentals of Livestock Risk Protection Insurance As a livestock farmer or rancher, you understand the multitude of risks that can jeopardize your profitability, many of which are beyond your control. To help mitigate the risk, many producers...

Cattle producer, Livestock Risk Protection, LRP insurance, Nebraska, Risk management

How Hiring Drivers Impacts Your Insurance Costs For trucking companies, hiring drivers is one of the factors that largely affects insurance costs. Insurance providers closely evaluate the drivers operating your trucks because driver behavior and experience...

CDL drivers, commercial truck insurance, commercial trucking, fleet insurance, fleet management, Trucking, Trucking Insurance, trucking liability insurance

Look Beyond Base Coverage: Maximizing Your Crop Insurance Strategy When it comes to protecting your farm, basic coverage is just the beginning. Volatile commodity prices, rising input costs, and unpredictable weather mean that even a small dip in yield...

Agriculture, Agriculture Risk Coverage, ARC-CO, Area-Based Revenue Plans, CLIP, Coverage, Crop 360, Crop insurance, Enhanced Coverage Option, Extended Farm Revenue Protection

Holding Out for Better Corn Prices? Don’t Forget to Protect What You’re Storing Corn prices across the Midwest are low again this year, and farmers are making the smart decision to store grain to ride out the market and wait for better...

Ag Lending, Crop insurance, Farm Insurance, Grain Storage

What’s New for Crop Insurance: Understanding the “One Big Beautiful Bill”  Farmers and ranchers have new opportunities this year thanks to the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025. This...

Beginning Farmers and Ranchers, Crop insurance, Education, Update

Preparing Crop Insurance Claims: What to Expect and How We Can Help At First State Insurance Agency, we know how devastating a significant loss can be, and our team is here to support you during these difficult times. Working with an experienced Crop...

Crop 360, Crop insurance, Insurance claim

Life Insurance Awareness Month Why You Need Life Insurance in Retirement Reaching retirement is a milestone worth celebrating. After decades of hard work, you finally get to enjoy the rewards of your efforts—whether that’s traveling,...

Insurance, life insurance, retirement