Blog

Look Beyond Base Coverage: Maximizing Your Crop Insurance Strategy When it comes to protecting your farm, basic coverage is just the beginning. Volatile commodity prices, rising input costs, and unpredictable weather mean that even a small dip in yield...

Agriculture, Agriculture Risk Coverage, ARC-CO, Area-Based Revenue Plans, CLIP, Coverage, Crop 360, Crop insurance, Enhanced Coverage Option, Extended Farm Revenue Protection

Holding Out for Better Corn Prices? Don’t Forget to Protect What You’re Storing Corn prices across the Midwest are low again this year, and farmers are making the smart decision to store grain to ride out the market and wait for better...

Ag Lending, Crop insurance, Farm Insurance, Grain Storage

What’s New for Crop Insurance: Understanding the “One Big Beautiful Bill”  Farmers and ranchers have new opportunities this year thanks to the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025. This...

Beginning Farmers and Ranchers, Crop insurance, Education, Update

Preparing Crop Insurance Claims: What to Expect and How We Can Help At First State Insurance Agency, we know how devastating a significant loss can be, and our team is here to support you during these difficult times. Working with an experienced Crop...

Crop 360, Crop insurance, Insurance claim

Life Insurance Awareness Month Why You Need Life Insurance in Retirement Reaching retirement is a milestone worth celebrating. After decades of hard work, you finally get to enjoy the rewards of your efforts—whether that’s traveling,...

Insurance, life insurance, retirement

Life Insurance Awareness Month Why You Need Life Insurance in Your 40s & 50s By the time you reach your 40s and 50s, life often feels fuller than ever—balancing a career, family, a home, and long-term financial goals. With so many responsibilities...

life and health, life in your 40s, life in your 50s, life insurance, life insurance awarenss, why you need life insurance

Life Insurance Awareness Month Why You Need Life Insurance in Your 30s & 40s If you’re in your 30s or 40s, chances are you have a lot on your plate. You might be growing your career, raising children, paying your mortgage, or maybe dealing...

Commercial Umbrella Insurance Policies: Extra Coverage, Extra Protection  Imagine you’re a business owner, and you have a general liability policy with a $1 million limit. Your company is sued, and the lawsuit results in a $2 million judgment....

commercial umbrella, Insurance, Umbrella insurance

Life Insurance Awareness Month Why You Need Life Insurance in Your 20s & 30s Life Insurance might feel years, or even decades, away for someone in their 20s or 30s. You might ask yourself, “Do I really need to worry about this yet?”...

Financial protection, life insurance

Why do you need life insurance? Life Changes. So Should Your Life Insurance. Most of us think of life insurance as a box to check off – get the policy, and you’re good for life. But real protection requires more than a single decision;...

Financial protection, health, Insurance, life insurance